Eric Bludau


As a Managing Member of TEAM Retirement Solutions, Eric has spent over a decade working in the insurance and personal finance business. Having graduated from Texas State University in with a BBA in Finance, he entered the financial services industry shortly thereafter. Growing up in the small town of Hallettsville, TX has taught him the values of honesty and integrity. He takes pride in being an independent which allows him to work with numerous companies to find the solution that is right for the client.

Eric is hard working and definitely family centered. He puts a high priority on time with his wife and two boys. The outdoors, golf and any involvement with his sons’ activities are his joys outside the office. Eric is an active member in the Hallettsville Knights of Columbus, the local Little League and Hallettsville Golf Association.

Bob Burnes


Bob Burnes has been a practicing insurance & financial agent since 2004. As a Managing Partner of TEAM Retirement Solutions, he takes pride in taking care of his clients' ever-changing needs. Bob is blessed with the many relationships & close friendships he has made through his continuously growing business in the Victoria area.

Bob and his wife Marla welcomed their first child, Berrit Kathryn, in August 2019. As they grow with the blessing of Berrit, the Burneses enjoy spending time with family & friends.  As a family, being in the outdoors, traveling & continuing to build their relationship with Christ continue to be the joys of their lives. 

Frank Bludau


Frank Bludau has served as an insurance and financial agent since 2003. He graduated from Oklahoma State University in 2000 with a bachelor’s degree in Marketing and enjoyed 4 years of baseball as a Cowboy. Shortly after college, he pitched in the Cincinnati Reds organization for 3 years before he began his career in Finance and Insurance. Being a managing partner of TEAM Retirement Solutions, he shares a goal of building and maintaining long term relationships with clients.

Frank and his wife Sandra reside in San Antonio where they are raising their sons Cole and Jake. They enjoy spending every available minute they have happily chasing them around. Having a family of his own gives him more of a reason and desire to help other families manage their financial needs. In his free time, Frank enjoys fishing, hunting, golfing, traveling with his wife, and showing his son how to throw a ball.

David Cooper


David has been helping residents of central Texas with their life insurance and retirement needs for two and a half years. Although he is fairly new to the business, David has grown his client base to over 80 people in that short amount of time. David is a full-time teacher and coach at La Grange High School and has worked primarily with educators in the central Texas area. He understands the needs and issues of Texas educators, which helps him prepare his clients for a comfortable retirement. David has also held a Texas Real Estate license for over 10 years. This experience is sales has helped him understand that the client’s needs are first and foremost in this business. Many of his new clients come from referrals from existing clients, proving that he will work hard for those that put their trust in him.

David and his wife Wendy have been married for nearly 11 years. They have two sons. Caden, 9 and Jaxon, 7. David enjoys playing golf and fishing in his free time. His sons are also very involved in sports, and he enjoys coaching their teams and watching them compete.

Rebecca Dahse


As office manager of the Kyle Branch of TEAM Retirement Solutions, Rebecca has been working closely with clients since 2007.  In 2015, Rebecca became licensed to personally provide annuity and insurance services. Using her experience as a Certified Elementary Teacher, Rebecca is able to organize and clearly explain to clients their options when it comes to planning.  Clients can then make informed decisions that positively impact them and their family.

As a wife, and mother of three children, Rebecca understands the importance of organization and is passionate about helping people with their financial needs.  When Rebecca is not working in the Kyle TEAM Financial Office, she is busy with her family, managing their busy schedule.  She enjoys camping and spending time outdoors with her family and friends.  

Zachary Espericueta

(210) 760-0409

Zach has been in the financial services industry for just over half a decade. Shortly after graduating with a B.B.A. from UTSA in the Spring of 2015, he was brought on at Frost Bank in Downtown San Antonio. Although new to TEAM, Zach brings a wealth of knowledge from the banking industry. Coming from Frost, Zach values the client experience and makes it a goal of his to do the right thing in order to build long-term relationships.

Zach was born and raised in San Antonio, where he still resides today. His parents were educators for many years, to which he attributes his desire to help teachers and families. In his spare time, he enjoys traveling, running and spending time with friends and family.

Kevin Kroos

(361) 564-0868

Kevin is a recently retired Community Relations Sergeant from the Cuero Police Department as of January 2020. Although he is new to the retirement planning and insurance business, he understands the importance of financial freedom. He previously worked for the Victoria Police Department and worked his way from a Patrol Officer to a Detective. In 2013, Kevin went to work for Cuero Police Department. While at the Cuero Police Department, Kevin obtained the rank of Sergeant and was in charge of community relations, School Resource Officers, and also taught a Principles of Law class at Cuero High School.  Kevin has attended the FBI LEEDA courses for leadership.

Kevin understands the importance of protecting you and your family’s financial stability and is committed to doing what is best for you, as the client. Kevin, with his outgoing personality, has never met a stranger.  He enjoys talking to people and really getting to know them personally.

Kevin raises his two daughters Madalynn and Savannah. When he is not running them around from volleyball, track or rodeos, Kevin enjoys hunting, fishing, outdoors and being with family and friends.